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Home > Blog > General Liability Insurance For Wholesalers
TUESDAY, MARCH 1, 2022

General Liability Insurance For Wholesalers

Wholesalers and distributors face several unique challenges. In each part of the supply chain, potential problems could impact your ability to make payroll, pay bills, and make a living. General liability insurance for wholesalers can directly address the needs of businesses in this industry by providing help when unexpected events cause financial strain. 
woman using calculator
Geswein Insurance Agency specializes in helping wholesalers in the Powell, Ohio, area get the insurance coverage they need. 

What Is Commercial General Liability Insurance for Wholesalers? 

Commercial general liability insurance for wholesalers helps companies pay for non-professional negligence leading to an accident that causes property damage or injury. For example, if one of your employees damages a customer’s property during a house call, your commercial general liability policy helps pay for those damages. If a customer falls on your icy sidewalk and breaks their wrist, this policy helps pay medical bills and the costs of recovery. 

Does My Wholesale Business Need Commercial General Liability Insurance? 
Wholesale companies choose general liability insurance to help protect them from the potentially high costs of accidental property damage and accident-related injuries. Your agent will help you decide whether this coverage is a good fit for your business. They’ll also help you choose coverage limits, so you have the amount of coverage you need. 

A wholesale business may be held legally responsible for property repairs or medical bills after an accident without general liability insurance. 

What Does a General Liability Insurance for Wholesalers Cover? 
In general, you can expect a general liability insurance policy to provide coverage in three areas: 

  • Bodily injury: If someone is hurt on your property or someone who works for your company causes an injury during the course of day-to-day business accidentally, this policy helps cover the associated medical costs and legal fees. 

  • Property damage: If you or your employee accidentally damages someone else’s property during everyday business activities, this policy helps cover the costs of repairing or replacing the damaged property. 

  • Personal/advertising injury: If someone accuses you or your employee of copyright infringement, slander, invasion of privacy, or libel, this policy covers the associated costs.

 

Get the Commercial General Liability Coverage You Need Today 
Even with careful preparation, accidents happen. General liability coverage for wholesalers can help you address the unique risks faced by your company on a day-to-day business. 

Contact Geswein Insurance Agency today to get the liability insurance you need. 

Posted 3:41 PM

Tags: general liability insurance
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